Features:
- Positive Pay – Protect your business from fraud by sending us a file of issued checks which we match as items clear. True suspect items are reported online for you to decision.
- ACH Cash Concentration - Transfer funds from multiple depository accounts at other institutions into SouthPoint via online banking utilizing ACH.
- ACH Direct Deposit - Electronically deposit employees' net pay into their personal checking or savings accounts.
- ACH Vendor Payments - Customers pay vendor partners electronically in lieu of having to mail checks before payment is due.
- ACH Preauthorized Debits & Credits - Collect or disburse recurring payments electronically
- Wires – Send domestic wires easily through online banking. International and domestic outgoing wires can be initiated via the wire department
- Online Banking – View account balances for previous or current business days. Transfer funds between internal SouthPoint accounts, set reoccurring transfers, and pay down loans. Initiate stop payments at your convenience.
- Lockbox - Streamline incoming payments by outsourcing A/R. Payments sent to a post office box, collected and deposited into the account by the Bank, and reported same-day online.
- Merchant Card Services – Accept credit cards by partnering with one of our trusted partners.
- Courier Services – Fast, door-to-door pickup and delivery service for deposit clients.