Investor Relations

SouthPoint Bank

SouthPoint Bancshares, Inc. (SOUB) is the parent company of SouthPoint Bank. SouthPoint was founded in 2005 in Birmingham, Alabama and has approximately $407 million in assets. The bank has four branches in Birmingham, Gardendale, Trussville and Wilsonville, as well as six mortgage branches throughout the state.

Pointing You Forward

Press Releases

Executive Team

J. Stephen Smith

Director, Chairman, President and CEO

J. Stephen “Steve” Smith serves as the Chairman, President and CEO of SouthPoint. He also serves on the Bank’s Board of Directors and was one of the original founders of the Bank. Mr. Smith has over thirty-three (33) years of banking experience in Alabama and previously worked at SouthTrust Bank.

Howard L. Myers, Jr

EVP, CLO

Howard L. “Howie” Myers serves as Chief Lending Officer of the Bank. Mr. Myers brings twenty (20) years of commercial banking experience to the Bank. Previously Mr. Myers worked in the commercial banking division of Colonial Bank, Compass Bank and Red Mountain Bank.

Randolph S. Brown

EVP, Home Mortgage Lending

Randolph S. “Randy” Brown, joined the Bank in August of 2010 bringing with him more than 26 years of mortgage lending experience. Prior to SouthPoint, Randy worked for 16 years with New South Federal Savings Bank as well as time at Regions Bank and two independent mortgage banking companies.

Robert L. Richardson, Jr.

EVP, CSO

Robert L. “Rob” Richardson serves as the Chief Sales and Retail Banking Officer of the Bank. Mr. Richardson brings twenty six (26) years of financial sales experience to the Bank. Previously, he worked in sales and executive management with Southern States Bank, First Partners Bank, Community Trust & Banking and The Bankers Bank.

William B. Jones III

EVP, Chief Credit Officer

William B. “Bill” Jones serves as the Chief Credit Officer of the Bank. Mr. Jones brings fourteen (14) years of commercial lending experience to the Bank. Previously, he worked in credit risk and underwriting at ServisFirst Bank, National Bank of Commerce and Regions Bank.

Board of Directors

J. Stephen “Steve” Smith serves as the Chairman, President and CEO of SouthPoint. He also serves on the Bank’s Board of Directors and was one of the original founders of the Bank. Mr. Smith has over thirty-three (33) years of banking experience in Alabama and previously worked at SouthTrust Bank.

Ms. Cummings has served on the board of directors for SouthPoint Bank since September 2007. She has served on the board of the holding company since its incorporation in May 2016. Ms. Cummings is a Certified Public Accountant and director of Kassouf & Company, P.C.
Dr. Harmon has served on the board of directors for SouthPoint Bank since its incorporation in October 2005. He has served on the board of the holding company since its incorporation in May 2016. Dr. Harmon is a dermatologist and owner of Surgical Dermatology Group.
Mr. Henderson has served on the board of directors for SouthPoint Bank since its incorporation in October 2005. He has served on the board of the holding company since its incorporation in May 2016. Mr. Henderson is retired from SouthTrust Bank where he served as Retail Branch Administrator.
Mr. McGough has served on the board of directors for SouthPoint Bank since its incorporation in October 2005. He has served on the board of the holding company since its incorporation in May 2016. Mr. McGough is the Vice President of Finance at Thompson Tractor Co, Inc.
Mr. Mims has served on the board of directors for SouthPoint Bank since August 2015. He has served on the board of the holding company since its incorporation in May 2016. Mr. Mims is retired from US Specialty Pharmaceuticals where he served as President.
Mr. Jolly has served on the board of directors for both SouthPoint Bank and the holding company since May 2018. He is the CEO of Retail Specialists, LLC and the CEO of Retail Strategies, LLC.

Stock Trades

The stock of SouthPoint Bancshares, Inc. is listed on the OTC Bulletin Board under the symbol “SOUB”.

Transfer Agent

Computershare is the stock transfer agent and registrar for SouthPoint Bank.

Information Sheet

Request to Transfer Stock Form

Forward-Looking Statements

Certain statements on and linked from this page contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, which statements can generally be identified by the use of forward-looking terminology, such as “may,” “will,” “expect,” “estimate,” “anticipate,” “believe,” “target,” “plan,” “project,” “continue,” or the negatives thereof, or other variations thereon or similar terminology, and are made on the basis of management’s plans and current analyses of the Company, its business and the industry as a whole. These forward-looking statements are subject to risks and uncertainties, including, but not limited to, economic conditions, competition, interest rate sensitivity and exposure to regulatory and legislative changes. The above factors, in some cases, have affected, and in the future could affect the Company’s financial performance and could cause actual results to differ materially from those expressed or implied in such forward-looking statements, even if experience or future changes make it clear that any projected results expressed or implied therein will not be realized.