Penny & Brian Thomas - Birmingham, AL

"They looked at us as people, not paper. Hard working. Successful. Career-minded. Building their dream home. The next thing they know, BOOM! They were the victim of someone else's misdeeds and they lost everything. This was Penny and Brian, who very suddenly found themselves trying to start over. Credit ruined. Savings gone. After hearing "no" from others, they felt like there was no hope. That's when SouthPoint stepped in. In fact, Gary Eubanks–their mortgage officer at SouthPoint–worked with them to get through tough mortgage requirements. “Everyone was so ready to judge us because of our past and yet Gary made it seem effortless. His team communicated with us all the time. They were by our side the whole way."

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Tim Gulledge - Birmingham, AL

"They do what they say they’re going to do. Tim is a third generation home-builder. Service runs in his family. This is why Tim has worked with SouthPoint Bank over the past twenty years. It's why he refers virtually every one of his clients to SouthPoint for financing. Simply put: They share the same values. "The people over at SouthPoint make everyone feel welcome. SouthPoint will manage the process, hands-on, just like I do. They do what they say they're going to do and they keep their word. Most of all, I know that when I send over a referral, my clients will really be cared for.""

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Frank Paduch - Birmingham, AL

"John knows almost as much about my business as I do. Frank is the owner of a small construction contractor firm that's been in business for about 20 years. The key for Frank is that he fully understands that he's not a large corporate account. Still, he cannot believe how easy it is to bank with SouthPoint. "They care about more than just loans or deposits or transactions." In fact, Frank almost considers his banker at SouthPoint, John Sivley, to be part of his company and part of his team. "John knows almost as much about my business as I do," Frank explains. John is an advisor for Frank and helps guide Frank in his business. "

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Penny & Brian Thomas - Birmingham, AL

"They looked at us as people, not paper. Hard working. Successful. Career-minded. Building their dream home. The next thing they know, BOOM! They were the victim of someone else's misdeeds and they lost everything. This was Penny and Brian, who very suddenly found themselves trying to start over. Credit ruined. Savings gone. After hearing "no" from others, they felt like there was no hope. That's when SouthPoint stepped in. In fact, Gary Eubanks–their mortgage officer at SouthPoint–worked with them to get through tough mortgage requirements. “Everyone was so ready to judge us because of our past and yet Gary made it seem effortless. His team communicated with us all the time. They were by our side the whole way."

Home
Tim Gulledge - Birmingham, AL

"They do what they say they’re going to do. Tim is a third generation home-builder. Service runs in his family. This is why Tim has worked with SouthPoint Bank over the past twenty years. It's why he refers virtually every one of his clients to SouthPoint for financing. Simply put: They share the same values. "The people over at SouthPoint make everyone feel welcome. SouthPoint will manage the process, hands-on, just like I do. They do what they say they're going to do and they keep their word. Most of all, I know that when I send over a referral, my clients will really be cared for.""

Home
Frank Paduch - Birmingham, AL

"John knows almost as much about my business as I do. Frank is the owner of a small construction contractor firm that's been in business for about 20 years. The key for Frank is that he fully understands that he's not a large corporate account. Still, he cannot believe how easy it is to bank with SouthPoint. "They care about more than just loans or deposits or transactions." In fact, Frank almost considers his banker at SouthPoint, John Sivley, to be part of his company and part of his team. "John knows almost as much about my business as I do," Frank explains. John is an advisor for Frank and helps guide Frank in his business. "

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Ethan P. - Birmingham, AL

"I could not have asked for a better group of people to work with. Everything I asked was answered and everything from start to finish was done exactly how I wanted. I would recommend SouthPoint Bank to anyone."

Mortgage
Austin C. - Birmingham, AL

"I couldn’t be more pleased with the effort and support I received from this team. Thank you so much!"

Mortgage
Russell B. - Birmingham, AL

"I could not have imagined a more smooth transition into becoming a homeowner!"

Mortgage
Ethan P. - Birmingham, AL

"I could not have asked for a better group of people to work with. Everything I asked was answered and everything from start to finish was done exactly how I wanted. I would recommend SouthPoint Bank to anyone."

Mortgage
Austin C. - Birmingham, AL

"I couldn’t be more pleased with the effort and support I received from this team. Thank you so much!"

Mortgage
Russell B. - Birmingham, AL

"I could not have imagined a more smooth transition into becoming a homeowner!"

Mortgage
David Moore - Birmingham, AL

"SouthPoint looked at the potential of our business." When David wanted to start a business, bank after bank turned him down. No one was even willing to read his business plan. A few told him to quit. That's when SouthPoint stepped in. They took time to get to know David. They saw the potential and worked the numbers to get David his small business loan. "Being an entrepreneur is both wonderful and crazy at the same time. But I feel so fortunate. I could not have done it without SouthPoint Bank.""

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Josh Slocum - Birmingham, AL

"SouthPoint knows how to look deeper. Josh formed this own financial planning company, so he knows a thing or two about spotting an investment. And he found one. A plot of land with a shabby old house, bordering one of the premier areas of town. But the potential! He could buy the property for $350k, level the house, prep the land and construct a million dollar home. Josh estimated that, because of the location, the new house would appraise for at least 30% more. But Josh's outside-the-box thinking meant he needed a bank that thought outside-the-box, too. "I know how to look deeper with my clients. And that's what SouthPoint did for me.” Instead of looking at paper, SouthPoint looked at Josh. They looked at his history and his potential future. Most of all, they looked at the landscape and the real estate market - and saw the house the same way that Josh did: As an amazing once-in-a-lifetime real estate investment. "

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Chuck Young - Birmingham, AL

"SouthPoint did the work to find a way to convert our loan. When Chuck was building his home, the upgrades on his new construction started to exceed his original loan. He asked his previous bank to convert his loan a conventional mortgage, but they started throwing up obstacles and excuses. Worse yet, they stonewalled him and ignored his calls. That’s when he remembered Karen from SouthPoint. They found a solution, reworked his loan and wrote him the conventional loan he seeked. "You need to talk to Karen at SouthPoint Bank. She is an outstanding lady that will help you figure it out!" "

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David Moore - Birmingham, AL

"SouthPoint looked at the potential of our business." When David wanted to start a business, bank after bank turned him down. No one was even willing to read his business plan. A few told him to quit. That's when SouthPoint stepped in. They took time to get to know David. They saw the potential and worked the numbers to get David his small business loan. "Being an entrepreneur is both wonderful and crazy at the same time. But I feel so fortunate. I could not have done it without SouthPoint Bank.""

Home
Josh Slocum - Birmingham, AL

"SouthPoint knows how to look deeper. Josh formed this own financial planning company, so he knows a thing or two about spotting an investment. And he found one. A plot of land with a shabby old house, bordering one of the premier areas of town. But the potential! He could buy the property for $350k, level the house, prep the land and construct a million dollar home. Josh estimated that, because of the location, the new house would appraise for at least 30% more. But Josh's outside-the-box thinking meant he needed a bank that thought outside-the-box, too. "I know how to look deeper with my clients. And that's what SouthPoint did for me.” Instead of looking at paper, SouthPoint looked at Josh. They looked at his history and his potential future. Most of all, they looked at the landscape and the real estate market - and saw the house the same way that Josh did: As an amazing once-in-a-lifetime real estate investment. "

Home
Chuck Young - Birmingham, AL

"SouthPoint did the work to find a way to convert our loan. When Chuck was building his home, the upgrades on his new construction started to exceed his original loan. He asked his previous bank to convert his loan a conventional mortgage, but they started throwing up obstacles and excuses. Worse yet, they stonewalled him and ignored his calls. That’s when he remembered Karen from SouthPoint. They found a solution, reworked his loan and wrote him the conventional loan he seeked. "You need to talk to Karen at SouthPoint Bank. She is an outstanding lady that will help you figure it out!" "

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