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Renovation Loan

Have you considered a Renovation loan?

Found the perfect home, but it needs updates or major repairs? SouthPoint Bank Home Mortgage can help without the need for a home equity line of credit or second mortgage. Talk to your loan officer about which program will best fit your needs.

Examples:
  • Remodel the kitchen or bath
  • Renovate or add a room
  • Paint the house or add siding
  • Add a porch, deck or patio
  • Replace a leaky roof
  • Put in new flooring, carpeting or tiling
  • Update electrical, plumbing or heating systems
  • Foundation repair
  • Plus more!
Available Programs:
  • Fannie Mae© HomeStyle Renovation
  • FHA 203K Improvement Loan
  • In-house portfolio Renovate & Repair
  • SouthPoint’s Ecrow Holdback program