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Have you considered a USDA loan?

Buying a house with no money down might be easier than you think with a USDA-backed loan. Lenders and USDA Rural Development have teamed up to provide 100% financing to individuals and families who buy a home in a rural area. Talk to your SouthPoint Bank Home Mortgage loan officer to see if your new home qualifies.

  • Zero down payment required
  • Closing costs payment can come from any source
  • Simple qualification criteria
  • Not limited to first time home buyers