Have you considered a USDA loan?
Buying a house with no money down might be easier than you think with a USDA-backed loan. Lenders and USDA Rural Development have teamed up to provide 100% financing to individuals and families who buy a home in a rural area. Talk to your SouthPoint Bank Home Mortgage loan officer to see if your new home qualifies.
- Zero down payment required
- Closing costs payment can come from any source
- Simple qualification criteria
- Not limited to first time home buyers