Have you considered a VA loan?
Veterans Affairs (VA) loans can help veterans, retirees and active duty personnel purchase a home with little to no money down and lower interest rates. SouthPoint Bank Home Mortgage is committed to helping you establish your roots with a VA Home Loan.
- Little Money Down: There is usually no down payment required on a VA home loan, so you can secure financing with a minimum amount of money.
- Gifts Allowed: With a VA loan, funds for closing costs can be made entirely of gifts from immediate family members.
- Little or No Credit: Easier qualification requirements mean you still may be able to apply.