Pay for checking? How about the other way around? We reward your relationship at SouthPoint Bank. We'll pay you a really high interest rate or cash back, plus ATM fee refunds2 nationwide!

And there's no monthly service charge or minimum balance to keep. All you have to do to earn your rewards are things you probably do anyway, like receiving a direct deposit and using your debit card.

2.10% APY1

Highest APY1 when qualifications are met3


Cash back when qualifications are met4


Monthly service fee

Choose from High Interest or Cash Back
Get paid to bank here when you meet the monthly qualifications. To earn your reward, complete these three simple qualifications with your BluePoint checking account during each monthly statement cycle3,4:
  • Have at least 12 debit card purchases post and settle4
  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatements

Anywhere Banking Tools:
Online banking
Mobile banking
Mobile check deposit
Bill pay
Debit card
Apple Pay®
Google Pay™

ATM Fee Refunds:
Up to $10 in ATM fee refunds per month when you meet the qualifications during the monthly statement cycle.2

High Interest:
Rewards checking account that pays really high interest3:
  • Earn 2.10% APY* on balances up to $25,0003
  • Earn 0.25% APY* on balances over $25,0003
  • Earn 0.03% APY* if qualifications aren't met3

Cash Back:
Rewards checking account that pays 3.00% cash back on debit card purchases — up to $7.50 each month.4

Minimum Balance:
No minimum balance to maintain

Monthly Fee:
No monthly service charge

Minimum Deposit:
$50 minimum opening deposit 

Here are some other Checking options to help you compare:

Interest Rewards

Pay for checking? How about the other way around? Here, we believe access to your own money should be free.

Cash Rewards

Earn 3.00% cash back on everyday debit card purchases up to $250 per monthly qualification cycle.

SouthPoint Checking

This basic checking account keeps it simple. Enjoy no monthly service fee and no minimum balance requirement.

SouthPoint Interest Checking

Earn interest on your funds. This account pays interest every month while you enjoy unlimited check writing.

Platinum Point Checking

For those 55 and older. This account pays competitive interest without imposing any limits on checking.