BluePoint

Overview

Pay for checking? How about the other way around? We reward your relationship at SouthPoint Bank. We'll pay you a really high interest rate or cash back, plus ATM fee refunds2 nationwide!

And there's no monthly service charge or minimum balance to keep. All you have to do to earn your rewards are things you probably do anyway, like receiving a direct deposit and using your debit card.

2.10% APY1

Highest APY1 when qualifications are met3

3.00%

Cash back when qualifications are met4

$0

Monthly service fee

Choose from High Interest or Cash Back
Get paid to bank here when you meet the monthly qualifications. To earn your reward, complete these three simple qualifications with your BluePoint checking account during each monthly statement cycle3,4:
  • Have at least 12 debit card purchases post and settle4
  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatements

Anywhere Banking Tools:
Online banking
Mobile banking
Mobile check deposit
Bill pay
Debit card
Apple Pay®
Google Pay™
eStatements

ATM Fee Refunds:
Up to $10 in ATM fee refunds per month when you meet the qualifications during the monthly statement cycle.2

High Interest:
Rewards checking account that pays really high interest3:
  • Earn 2.10% APY* on balances up to $25,0003
  • Earn 0.25% APY* on balances over $25,0003
  • Earn 0.03% APY* if qualifications aren't met3

Cash Back:
Rewards checking account that pays 3.00% cash back on debit card purchases — up to $7.50 each month.4

Minimum Balance:
No minimum balance to maintain

Monthly Fee:
No monthly service charge

Minimum Deposit:
$50 minimum opening deposit 

Here are some other Checking options to help you compare:

BluePoint+

Earn High Interest or Cash Back, plus benefits.

BluePoint Basic

This basic checking account keeps it simple with basic banking tools.