Platinum Point Checking


When an opportunity to earn interest* on checking comes around, you should take it. This interest bearing checking account for those 55 and older pays competitive interest — without imposing any limits on checking.

Easily manage your account via online banking. Sign up for E-Statements for an even easier way to keep up with your funds.


Minimum opening deposit


Earn interest monthly*


Debit card with mobile & online banking

  • Checking that pays interest*
  • Enjoy unlimited check writing
  • Online banking & bill pay
  • Mobile banking
  • Free E-Statement with check images
  • Free SouthPoint Debit Card
  • Free standard checks

Minimum Balance:
Maintain a $1,000 minimum daily balance to avoid the $10 monthly service fee

Monthly Fee:
$10 monthly service fee

Minimum Deposit:
$100 minimum opening deposit 

Here are some other Checking options to help you compare:

Interest Rewards

Pay for checking? How about the other way around? Here, we believe access to your own money should be free.

Cash Rewards

Earn 3.00% cash back on everyday debit card purchases up to $250 per monthly qualification cycle.

SouthPoint Checking

This basic checking account keeps it simple. Enjoy no monthly service fee and no minimum balance requirement.

SouthPoint Interest Checking

Earn interest on your funds. This account pays interest every month while you enjoy unlimited check writing.