SouthPoint Checking


This basic checking account keeps it simple. Enjoy no monthly service fee and no minimum balance requirement.

We also provide several free ways to manage your account at your convenience. So you can keep up with your banking while you're at home and on the go!


Minimum opening deposit


Monthly service fee


Debit card with mobile & online banking

Basic checking account
Enjoy unlimited check writing
Free online banking & bill pay
Free mobile banking
Free E-Statement with check images
Free SouthPoint Debit Card

Minimum Balance:
No minimum balance to maintain

Monthly Fee:
No monthly service charge

Minimum Deposit:
$100 minimum opening deposit

Here are some other Checking options to help you compare:

Interest Rewards

Pay for checking? How about the other way around? Here, we believe access to your own money should be free.

Cash Rewards

Earn 3.00% cash back on everyday debit card purchases up to $250 per monthly qualification cycle.

SouthPoint Interest Checking

Earn interest on your funds. This account pays interest every month while you enjoy unlimited check writing.

Platinum Point Checking

For those 55 and older. This account pays competitive interest without imposing any limits on checking.