SouthPoint Interest Checking


Make every cent count, and earn interest on your funds. This account pays interest* every month while you enjoy unlimited check writing.

Enjoy access to online banking, bill pay, and much more.


Minimum opening deposit


Earn interest monthly*


Debit card with mobile & online banking

  • Checking that pays interest monthly*
  • Enjoy unlimited check writing
  • Online banking & bill pay
  • Mobile banking
  • Free E-Statement with check images
  • Free SouthPoint Debit Card

Minimum Balance:
Maintain a $1,500 minimum daily balance or $3,000 average monthly balance to avoid the $10 monthly service fee

Monthly Fee:
All you have to do to avoid the monthly service fee is keep an easy minimum balance.

Minimum Deposit:
$100 minimum opening deposit 

Here are some other Checking options to help you compare:

Interest Rewards

Pay for checking? How about the other way around? Here, we believe access to your own money should be free.

Cash Rewards

Earn 3.00% cash back on everyday debit card purchases up to $250 per monthly qualification cycle.

SouthPoint Checking

This basic checking account keeps it simple. Enjoy no monthly service fee and no minimum balance requirement.

Platinum Point Checking

For those 55 and older. This account pays competitive interest without imposing any limits on checking.