SBA Lending

Overview

At SouthPoint Bank, our experienced SBA team specializes in helping your small business thrive. We offer a range of Small Business Administration loans to help you new or existing business.
Benefits:
Fixed or variable rates
Flexible terms and downpayment options
No balloons
Relaxed collateral requirements
Reduced borrower equity
Loans up to $5 million

Uses for an SBA Loan:
Purchase equipment
Purchase or refinance commercial real estate
Fund construction or improvements
Purchase or expand a business or owner buyout
Fund working capital or inventory

Requirements:
Must be for-profit
Personal guarantees
Management experience in the business
Business owners and partners must be of good character

Get Started

Are you currently working with a commercial lender?