SBA Lending


At SouthPoint Bank, our experienced SBA team specializes in helping your small business thrive. We offer a range of Small Business Administration loans to help your new or existing business.
Fixed or variable rates
Flexible terms and downpayment options
No balloons
Relaxed collateral requirements
Reduced borrower equity
Loans up to $5 million

Uses for an SBA Loan:
Purchase equipment
Purchase or refinance commercial real estate
Fund construction or improvements
Purchase or expand a business or owner buyout
Fund working capital or inventory

Must be for-profit
Personal guarantees
Management experience in the business
Business owners and partners must be of good character

Get Started

Are you currently working with a commercial lender?