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SouthPoint conventional loans come in a variety of options and with excellent advantages for qualified borrowers.
Federal Housing Administration Loan. If you lack credit, a down payment, or are unable to cover closing costs, an FHA loan may be the solution.
If you’re active duty military, a veteran or an eligible family member of a military veteran, you may qualify.
United States Department of Agriculture Loan. For buying in rural areas.
A flexible, low down payment loan program.
As a bank, SouthPoint is able to help you purchase a home even if you have a unique situation.
Enjoy a single close program that will make the transition smooth and save you time and money.
You’re ready to buy a home but live in one of the nation’s priciest housing markets. Inventory is low. Demand is high. And home routinely cost over $1 million.
If you’re having difficulty getting approved for a loan on a place that needs improvement, a renovation loan may help.
To thank those who serve our community, we can assist in accessing matching funds for the down payment and closing costs incurred when purchasing a home, up to $7,500.
Up to $5,000 for a home purchase or rehabilitation.
Step Up is designed for low- and moderate-income Alabama residents who need down payment assistance.