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Construction Permanent

Have you considered a Construction Permanent loan?

Building your dream home may be one of the most exciting and biggest projects you do. It is important to have financing options. With SouthPoint Bank Home Mortgage’s construction to permanent financing, you can enjoy a single close program that will make the transition smooth and save you time and money. SouthPoint Bank has in-house operations, allowing your loan officer to keep you informed every step of the way.

  • Only pay closing costs one time
  • Interest only during construction
  • Up to 12 month construction phase
  • Up to 30 year terms available
  • Construction loan to borrower, reduces builder risk
  • Real estate agents are paid at the closing of the construction loan
  • Off balance sheet financing