Conventional
SouthPoint conventional loans come in a variety of options and with excellent advantages for qualified borrowers.
Bank Portfolio
As a bank, SouthPoint is able to help you purchase a home even if you have a unique situation.
Construction Permanent
Enjoy a single close program that will make the transition smooth and save you time and money.
Renovation Loan
If you’re having difficulty getting approved for a loan on a place that needs improvement, a renovation loan may help.
Community Partner Grant
To thank those who serve our community, we can assist in accessing matching funds for the down payment and closing costs incurred when purchasing a home, up to $10,000.
AL Housing Finance Authority Step Up
Step Up is designed for low- and moderate-income Alabama residents who need down payment assistance.